A WANING PRESENCE OF BANK BRANCHES

The traditional brick-and-mortar bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, customers are increasingly relying to virtual channels for their financial needs. This shift has led to a reduction in branch openings, and many institutions are closing existing branches to optimize

Free cash flow (FCF) serves as a crucial metric for investors and business leaders alike. It demonstrates the true cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF standing can suggest a healthy and sustainable business, capable of growing. Understanding how to assess FCF and optimally man